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United Family Services
601 East Fifth Street, Suite 400
Charlotte NC 28202
Phone: 704.332.9034
Fax: 704.373.1604 info@ufsclt.org
Economic Independence  

NEW! Complete your credit counseling application forms online today.



 

If you are behind on your mortgage payments, don't just walk away. Help could be just a phone call away. 

There are many alternatives to foreclosure. Learn about all your options through United Family Services' free counseling services. Alternatives include: 
  • repayment plan
  • special forbearance
  • loan modification
  • partial claims
  • pre-foreclosure sale
  • deed-in-lieu, and
  • reverse mortgage.

Call 866.230.0956 today.    

This initial telephone session will help people learn about their options through United Family Services’ free financial counseling services.

Listen and Learn. Economic Independence Director Bruce Hamlett discusses the financial challenges facing people today, and the services available through United Family Services. [Part 1] [Part 2]



United Family Services returned more than $6.4 million to the economy through its debt repayment programs, and helped thousands in learning the skills necessary to avoid housing delinquency problems.


We remain dedicated to the ongoing development of educational and counseling opportunities that provide individuals with the tools they need to face today's economic challenges.

Stay Alert

Protect yourself against scams with these helpful links.

Foreclosure Rescue Scams
Mortgage/Homeowner Scam Alerts (English and Spanish)


Learn more about the ways in which United Family Services can help you achieve economic independence:

Debt Repayment Program

Budgeting & Money Management

Housing Services

Education

Credit Report Review

Appointments & Office Locations
If you would like more information about Consumer Credit Counseling & Housing Services, or if you would like to set up a confidential appointment in one of our offices, please send us an e-mail.

For Credit Counseling Services, contact agaddy@ufsclt.org.
For Housing Counseling Services, contact rbridges@ufsclt.org.

Mecklenburg County, North Carolina
601 E. Fifth Street, Suite 400
Charlotte, NC 28202
704.332.9034
704.362.3137 (fax)
Monday-Wednesday 8 am-7:30 pm
Thursday 8 am-5 pm
Friday 8 am-1 pm

9624 Bailey Road, Suite 290
Cornelius, NC 28031

704.655.8745 704.655.0234 (fax)
Monday 11 am-8 pm
Tuesday 11 am-8 pm
Wednesday
11 am-8 pm
Thursday 9 am-5pm
Friday Closed
Cabarrus County, North Carolina
952 Copperfield Blvd.
Concord, NC 28025
704.786.7918
704.786.7709 (fax)
Monday-Thursday 8:30 am-8 pm
Friday 8:30 am -1 pm


Union County, North Carolina
604 Lancaster Avenue
Monroe, NC 28112
704.226.1352
704.282.9362 (fax)
Monday & Tuesday 8:30 am-7 pm
Wednesday & Thursday 8:30 am-5 pm
Friday 8:30 am-1:30 pm